Are you a small business owner looking for a way to provide a pension for your employees?  Are you a self-employed individual looking for a way to start investing in your own retirement?  If so you might want to consider the SEP IRA (Simplified Employee Pension Individual Retirement Account).  This retirement plan is specifically designed for the small business owner who has employees or the self-employed individual.   

You should know what Social Security is and how it works before you set your retirement plans in stone. Whether you choose to ignore it or are counting on it, Social Security can have a dramatic impact on your retirement plans.

You've just graduated from high school or college, or maybe you haven't even graduated yet, and you've got the rest of your life ahead of you. Congratulations!

Most people don’t spend much time thinking about their lives when they reach old age. Here, we are defining old age as that point in your life when you can no longer live unassisted, either because you are too weak to handle day-to-day tasks.

Most people have some vague idea of wanting to retire someday, but many do not understand the importance of planning for retirement. This may stem from a lack of understanding of what retirement actually means.

Individual Retirement Accounts (IRAs) have been a popular investment vehicle for retirement since their creation in 1954 and particularly since the IRS reforms of 1974. More recently, a new breed of IRA has appeared on the retirement savings scene called a Roth IRA...

In 2001, Congress enacted legislation to provide for an after-tax retirement savings plan called a Roth 401(k).

Retirement planning involves investing money into some kind of account with the aim to replace your income with money drawn from those investments during your retirement years. There are several tax-advantaged investment vehicles designed specifically for saving money towards retirement.

Retirement planning is one of the most important aspects of a healthy financial life. Basically, retirement planning involves putting money away in a variety of savings instruments with the intention of using that money to finance your living expenses after you retire from the workforce.