RealFinancialGoals

College & Education

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The burden of paying for a child's college education can be too much. Here are some ways your child can help pay for their education.
If you've not saved enough money for your child to go to college, you may need to look at getting financial aid. Let's see what's required to qualify for Federal aid for college.

There are a number of ways to save for college tuition for your child. Let's examine some of the options available.

Is the cost of your college tuition draining your wallet as well as your bank account?  The good news is that by using your head and taking a few extra steps, there are many ways to significantly cut tuition costs.
Textbooks are an expensive but necessary part of attending college. Fortunately, there are things that college students can do to help reduce the cost of their textbooks.

There are a variety of ways to save for college education expenses, some of which carry some very important tax advantages. The Coverdell Education Savings Account (ESA) is one such savings method.

If you have small children that are destined for college one day, one of the best ways to put money away for that eventuality is through a 529 college savings plan.
The decision to attend college is one of the most important choices your child will ever make. How to fund that college career is one of the most important financial decisions YOU, as a parent, will ever make.
The number of choices available when shopping for a student loan is numerous and can be quite confusing. Even when you restrict your choices to just federal student loans there are a number of choices that can be made. The Stafford Federal Student Loan may be the right choice for you.
There are three basic types of federal student loans available to the prospective college student, the Perkins loan, the Federal or Direct Stafford loan, and the Federal PLUS loan. Each of these types of loans vary according to who is eligible to receive funds from them.
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The Danger Signs
Of Excess Debt


  • You make only minimum payments on your credit cards each month.

  • You are at or near the limit of your credit cards.

  • You applied for more credit cards in the past year.

  • You have begun charging small items or essentials like food and gasoline.

  • You have recently paid a monthly bill using a credit card cash advance.

  • You are often late paying some or all of your bills.

  • You are unsure how much you owe creditors.

  • You are receiving calls or overdue notices from creditors.

  • You have no budget.

  • What To Do If More Than Two Of These Apply To You?

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