RealFinancialGoals

Budgeting

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Estate Planning - Avoid Probate

Because of the pain and stress that is caused by the probate process, most people want to avoid having their estates go into the probate process upon their deaths.

Savings – How Much is Enough?

How much of your paycheck should you save? Here's some things to consider in helping to answer that question.

Marriage and Finances

Just as in other aspects of interpersonal relationships, communication is key in properly managing household finances.

Thrifty versus Miserly

There's a fine line between being thrifty and becoming a miser. Make sure you know the difference.

Buy Used Things When It Makes Sense

If you're like me, you are always searching for ways to save money on the items you need to purchase from time to time. Sometimes, buying used items can be the best decision. Then again, used may not be the right way to go for some items, and may cost you more money in the long run. Let's take a look at some things that make sense to buy used and see where we can save money in the best way possible.
The Consumer Price Index (CPI) is a much quoted and abused statistic used by all the major media outlets. Let's clear the air about this mysterious number....

The Dangers of Christmas Shopping

Many people allow Christmas shopping to destroy both their budget and their holiday cheer. Here's how to avoid those dangers.

Employment Contracts

Some companies require employees to sign contracts as a condition of employment, particularly those with highly specialized skills. This article will describe the ups and downs of such contracts.

Commission-Based Pay

Some salaries are based on commission rather than hourly or yearly rates. For some people this can be quite lucrative, while for others this doesn't work well.

The Importance of Wills

Make sure your assets go to whom you want after you die by putting together a solid will as soon as possible. Don't let the state decide for you!

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The Danger Signs
Of Excess Debt


  • You make only minimum payments on your credit cards each month.

  • You are at or near the limit of your credit cards.

  • You applied for more credit cards in the past year.

  • You have begun charging small items or essentials like food and gasoline.

  • You have recently paid a monthly bill using a credit card cash advance.

  • You are often late paying some or all of your bills.

  • You are unsure how much you owe creditors.

  • You are receiving calls or overdue notices from creditors.

  • You have no budget.

  • What To Do If More Than Two Of These Apply To You?

    Arrange A Free Consultation www.ProvantaCorp.com