One of the most important “secrets” to successful management of your personal finances is to remember to pay yourself. What does that mean, exactly? I’m talking about savings.

One of the most important aspects of personal financial management is building an emergency “nest egg”. This is the amount of money you have set aside to handle emergencies like a sudden need for a new hot water heater, job loss, or to fund that down payment on your new house.

One of the largest expenses you will run into in your life (unless you become a multi-millionaire tycoon) is paying for college. College expenses rise every year at incredible rates, sometimes as much as 25% in a single year.

One of the best things you can ever do for yourself is to get out of debt and stay out of it. Debt is like a giant financial anchor that robs you of flexibility and freedom in your life, and is almost completely unnecessary for most people.

Most Americans are carrying a large amount of unnecessary revolving unsecured debt that can and should be eliminated from their financial lives. Unsecured debt can put your entire financial life in jeopardy.

There are three basic types of federal student loans available to the prospective college student, the Perkins loan, the Federal or Direct Stafford loan, and the Federal PLUS loan. Each of these types of loans vary according to who is eligible to receive funds from them.

The number of choices available when shopping for a student loan is numerous and can be quite confusing. Even when you restrict your choices to just federal student loans there are a number of choices that can be made. The Stafford Federal Student Loan may be the right choice for you.

The decision to attend college is one of the most important choices your child will ever make. How to fund that college career is one of the most important financial decisions YOU, as a parent, will ever make.

Retirement planning is one of the most important aspects of a healthy financial life. Basically, retirement planning involves putting money away in a variety of savings instruments with the intention of using that money to finance your living expenses after you retire from the workforce.

Investing in the stock market can be a very intimidating experience when you’re first exposed to it. There are many things to consider when trying to pick stocks and there are many “schemes” out there to confuse the whole issue. Given the overall return of the stock market though, it’s very hard to ignore...